:root{
  --navy:#10253f;
  --navy-2:#173a5e;
  --teal:#0d8f92;
  --teal-dark:#087477;
  --gold:#c7a65a;
  --paper:#f5f7f9;
  --white:#fff;
  --text:#17212b;
  --muted:#627080;
  --line:#dce3e8;
  --shadow:0 18px 45px rgba(16,37,63,.10);
  --radius:20px;
  --container:1180px
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:var(--white);line-height:1.65}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button,input,textarea,select{font:inherit}
.container{width:min(calc(100% - 40px),var(--container));margin:auto}
.topbar{background:#091a2c;color:#dbe6ef;font-size:.9rem}
.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:9px 0}
.topbar a:hover{color:white}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(220,227,232,.9)}
.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.brand{min-width:0;display:flex;flex-direction:column}
.brand strong{font-size:1.28rem;line-height:1.1;color:var(--navy);letter-spacing:-.02em;white-space:nowrap}
.brand span{margin-top:5px;color:var(--muted);font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;white-space:nowrap}
.menu{display:flex;align-items:center;gap:24px;font-weight:700;font-size:.94rem}
.menu a{color:#314155}
.menu a:hover,.menu a.active{color:var(--teal)}
.menu .nav-cta{padding:11px 17px;border-radius:999px;background:var(--teal);color:white}
.menu .nav-cta:hover{background:var(--teal-dark);color:white}
.menu-toggle{display:none;border:0;background:var(--navy);color:white;width:44px;height:44px;border-radius:12px;font-size:1.3rem;cursor:pointer}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#0c2037 0%,#173d61 58%,#0b797c 100%);color:white;padding:110px 0 92px}
.hero:before,.hero:after{content:"";position:absolute;border-radius:50%;background:rgba(255,255,255,.06)}
.hero:before{width:420px;height:420px;right:-160px;top:-180px}
.hero:after{width:300px;height:300px;left:-130px;bottom:-180px}
.hero-grid{position:relative;display:grid;grid-template-columns:1.35fr .65fr;gap:55px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:.8rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:#b8ecec}
.eyebrow:before{content:"";width:30px;height:2px;background:var(--gold)}
.hero h1{max-width:820px;margin:18px 0 18px;font-size:clamp(2.45rem,5.7vw,5rem);line-height:1.03;letter-spacing:-.055em}
.hero p{max-width:760px;margin:0;color:#d9e5ee;font-size:1.12rem}
.actions{display:flex;flex-wrap:wrap;gap:13px;margin-top:32px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 22px;border-radius:999px;font-weight:800;border:1px solid transparent;transition:.2s}
.btn-primary{background:var(--teal);color:white}
.btn-primary:hover{background:var(--teal-dark);transform:translateY(-2px)}
.btn-light{border-color:rgba(255,255,255,.38);color:white}
.btn-light:hover{background:white;color:var(--navy)}
.hero-card{padding:30px;border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.1);border-radius:24px;box-shadow:0 24px 60px rgba(0,0,0,.18)}
.hero-card strong{display:block;color:#b8ecec;font-size:.82rem;text-transform:uppercase;letter-spacing:.1em}
.hero-card h2{margin:12px 0 12px;font-size:1.55rem;line-height:1.25}
.hero-card p{font-size:.98rem}
.stats{margin-top:-30px;position:relative;z-index:5}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);background:white;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);overflow:hidden}
.stat{padding:27px 24px;border-right:1px solid var(--line)}
.stat:last-child{border-right:0}
.stat strong{display:block;color:var(--navy);font-size:1.55rem}
.stat span{color:var(--muted);font-size:.92rem}
.section{padding:88px 0}
.section.alt{background:var(--paper)}
.kicker{display:inline-block;color:var(--teal);font-weight:800;letter-spacing:.13em;text-transform:uppercase;font-size:.78rem}
.title{max-width:820px;margin:12px 0 16px;color:var(--navy);font-size:clamp(2rem,4vw,3.15rem);line-height:1.12;letter-spacing:-.04em}
.lead{max-width:760px;margin:0;color:var(--muted);font-size:1.07rem}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:38px}
.card{padding:30px;background:white;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 12px 32px rgba(16,37,63,.06)}
.card .number{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:12px;background:#e4f5f5;color:var(--teal);font-weight:900}
.card h3{margin:18px 0 10px;color:var(--navy);font-size:1.24rem}
.card p{margin:0;color:var(--muted)}
.card a.more{display:inline-block;margin-top:17px;color:var(--teal);font-weight:800}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.panel{padding:38px;border-radius:24px;background:linear-gradient(145deg,var(--navy),var(--navy-2));color:white;box-shadow:var(--shadow)}
.panel h3{margin:0 0 16px;font-size:1.7rem}
.panel p{color:#dbe6ef}
.check-list{list-style:none;padding:0;margin:26px 0 0}
.check-list li{position:relative;padding:0 0 14px 30px;color:#dbe6ef}
.check-list li:before{content:"✓";position:absolute;left:0;color:#79d6d6;font-weight:900}
.page-hero{padding:76px 0;background:linear-gradient(135deg,#0d223b,#1c4d74);color:white}
.page-hero h1{margin:10px 0 12px;font-size:clamp(2.3rem,5vw,4rem);line-height:1.08;letter-spacing:-.045em}
.page-hero p{max-width:760px;color:#dce7f0;font-size:1.08rem}
.content{padding:70px 0}
.content h2{color:var(--navy);margin-top:38px}
.content h3{color:var(--navy);margin-top:28px}
.content p,.content li{color:#465568}
.content ul{padding-left:22px}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:30px}
.contact-card,.form-card{padding:32px;background:white;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
.contact-item{padding:18px 0;border-bottom:1px solid var(--line)}
.contact-item:last-child{border-bottom:0}
.contact-item b{display:block;color:var(--navy);margin-bottom:5px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:flex;flex-direction:column;gap:7px}
.field.full{grid-column:1/-1}
.field label{font-weight:700;color:#314155}
.field input,.field textarea,.field select{width:100%;border:1px solid #cfd9e0;border-radius:12px;padding:13px 14px;background:white}
.field textarea{min-height:140px;resize:vertical}
.notice{padding:16px;border-radius:12px;background:#eef8f8;color:#285b5d;font-size:.9rem}
.cta{padding:65px 0;background:#0d223b;color:white}
.cta-box{display:flex;align-items:center;justify-content:space-between;gap:30px}
.cta h2{margin:0;font-size:2rem}
.cta p{margin:8px 0 0;color:#cbd9e4}
.footer{background:#081827;color:#d3dde6;padding:55px 0 24px}
.footer-grid{display:grid;grid-template-columns:1.4fr .7fr .9fr;gap:36px}
.footer h3,.footer strong{color:white}
.footer ul{list-style:none;padding:0;margin:12px 0 0}
.footer li{margin:8px 0}
.footer a:hover{color:white}
.footer-bottom{margin-top:34px;padding-top:20px;border-top:1px solid rgba(255,255,255,.13);display:flex;justify-content:space-between;gap:20px;font-size:.88rem;color:#aebdca}
.cookie-banner{position:fixed;left:20px;right:20px;bottom:18px;z-index:100;display:none;align-items:center;justify-content:space-between;gap:20px;max-width:1050px;margin:auto;padding:16px 18px;background:#10253f;color:white;border-radius:16px;box-shadow:0 16px 50px rgba(0,0,0,.28)}
.cookie-banner.show{display:flex}
.cookie-banner p{margin:0;font-size:.9rem}
.cookie-actions{display:flex;gap:8px;flex-shrink:0}
.cookie-actions button{border:0;border-radius:999px;padding:9px 14px;font-weight:800;cursor:pointer}
.cookie-accept{background:var(--teal);color:white}
.cookie-close{background:white;color:var(--navy)}
@media(max-width:960px){
 .topbar{display:none}
 .menu-toggle{display:inline-flex;align-items:center;justify-content:center}
 .menu{display:none;position:absolute;left:20px;right:20px;top:72px;flex-direction:column;align-items:stretch;gap:0;background:white;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:10px}
 .menu.open{display:flex}
 .menu a{padding:13px 14px;border-radius:10px}
 .menu .nav-cta{text-align:center;margin-top:6px}
 .hero-grid,.split,.contact-grid{grid-template-columns:1fr}
 .hero-card{max-width:650px}
 .stats-grid{grid-template-columns:1fr 1fr}
 .stat:nth-child(2){border-right:0}
 .stat:nth-child(-n+2){border-bottom:1px solid var(--line)}
 .grid-3{grid-template-columns:1fr 1fr}
 .footer-grid{grid-template-columns:1fr 1fr}
 .footer-grid>div:first-child{grid-column:1/-1}
}
@media(max-width:640px){
 .container{width:min(calc(100% - 28px),var(--container))}
 .nav{min-height:70px}
 .brand strong{font-size:1.06rem}
 .brand span{font-size:.66rem;letter-spacing:.045em}
 .hero{padding:78px 0 72px}
 .hero h1{font-size:2.65rem}
 .actions{flex-direction:column}
 .actions .btn{width:100%}
 .stats{margin-top:-18px}
 .stats-grid,.grid-3,.form-grid,.footer-grid{grid-template-columns:1fr}
 .stat{border-right:0!important;border-bottom:1px solid var(--line)}
 .stat:last-child{border-bottom:0}
 .section{padding:68px 0}
 .cta-box,.footer-bottom{align-items:flex-start;flex-direction:column}
 .contact-card,.form-card,.panel,.card{padding:24px}
 .field.full{grid-column:auto}
 .cookie-banner{align-items:stretch;flex-direction:column}
 .cookie-actions{width:100%}
 .cookie-actions button{flex:1}
}